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The Carmoon Group > Personal

Do You Qualify for an Exemption to the Individual Mandate of the ACA?

As most of us know by now, the “individual mandate” of the Affordable Care Act states that all Americans must have health insurance as of Jan. 1, 2014. This mandate applies to any citizen whose income falls above a designated percentage of the federal poverty limit who is not covered

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Cyberbullying Insurance Now Available in the U.S.

The Chubb group of insurance companies announced this week that it would begin offering cyberbullying insurance on its Masterpiece Family Protection policies in the United States.  Formerly available only to clients in the United Kingdom and Republic of Ireland, the coverage provides up to $60,000 to help families deal with

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Pedestrian and Cyclist Traffic Fatalities Up in 2015

The number of pedestrian and cyclist traffic fatalities in the United States rose an estimated 10 percent between 2014 and 2015, according to the annual Governor’s Highway Safety Association Spotlight on Highway Safety Report. The increase is the “largest year-to-year increase in pedestrian fatalities since national records have been kept,”

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Should You Buy Insurance on a Mobile Device?

On March 1,  AT&T announced its first ever “open-enrollment” period for subscribers who want to purchase insurance on a mobile device. Normally, devices must be insured shortly after purchase — typically within 30 days. AT&T’s open-enrollment offer is available to any current subscriber and is good for 60 days, through

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Increase In Auto Accidents Causes Insurance Rates to Rise

Berkshire Hathaway CEO Warren Buffett said in a statement today that auto insurance rates are rising this year due an increase in the number and severity of auto accidents in 2015. Berkshire Hathaway Insurance is the second-largest auto insurer in the United States.   Buffett cited statistics for the first

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