181 W. Old Country Rd. Hicksville, NY 11801

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Protect Your Business Against Delayed Claims with the Right Construction Insurance

Construction projects are complex and complicated operations, involving many different parts. As a contractor, you know that things go wrong all the time, many of them completely beyond your control. Missed deliveries, poor quality materials, bad weather and subcontractor default are just a few of the things that can spell

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Exclusions to Your Liability Insurance Policy Can Hurt Your Business

As a business owner, you know that liability insurance protects you financially in the event you are responsible for property damage or injuries. However, what you may not realize is that all liability insurance policies are not alike. Exclusions – provisions within an insurance policy that eliminate coverage for certain

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Does Your Business Need Product Liability Insurance?

In the United States, defective or dangerous products cause millions of injuries each year and result in tens of thousands of lawsuits annually. From a multinational chain that distributes automobile and truck parts to a small company that sells inflatable toys, no business is immune. What’s more, most commercial general

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Offering Voluntary Employee Insurance May Decrease Your Worker’s Compensation Claims

A recent study shows that employers who provide voluntary employee benefits such as accident and disability insurance see fewer workers’ compensation claims. The research, conducted in July 2014 by Aflac and Research Now, indicates that 40 percent of employers who implemented voluntary employee accident insurance experienced a decrease in workers

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Does Your Property & Casualty Insurance Protect Your Business Income?

When Superstorm Sandy hit the Eastern Seaboard in October 2012, no one was prepared for the devastation that would ensue.  The storm destroyed thousands of homes and businesses, leaving a total of over $71 billion in damages in its wake. Insured property losses were over $19 billion in the Northeast

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Optimize Your Business Insurance Coverage with a Professional Liability Insurance Policy

As a business owner, you almost certainly have commercial general liability insurance to protect you from financial exposure in the event you are responsible for damages to another party or are sued. These policies provide broad coverage in a wide range of circumstances, from property damage to bodily injury and

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Does Your Business Need Cyber Insurance?

Cybercrime is an ever-increasing threat to businesses across the globe. Once confined to fairly rudimentary hacking attacks, cybercrime today is an increasingly sophisticated effort on the part of a growing international community of criminals to engage in systematic intellectual property theft, business interruption and cyber-extortion. And no one is immune.

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Increasing Traffic Fatalities Highlight Need for Broad Auto Insurance Coverage

Low gas prices and a rebounding economy spell good news for U.S. consumers, but they are wreaking havoc with traffic safety, the National Safety Council reports. Annual traffic fatalities hit 19,000 between January and June of 2015, a 14 percent increase over the same period last year and the highest

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Greater Numbers of U.S. Workers with Health Insurance Report Stable Health Care Costs

Fewer workers with private health insurance are reporting rising health care costs in 2015 than in previous years, according to a September report from the Employee Benefit Research Institute. Based on 1,500 responses to the EBRI/Greenwald & Associates 2015 Health and Voluntary Workplace Benefits Survey, the report indicates that 50 percent

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Forming a Corporation? Shield Yourself from Personal Liability by Understanding the Rules

If you are a business owner, you know that forming a corporation shields your personal assets in the event your company goes bankrupt, fails to pay its debts or is sued. What’s more, corporations have all the rights and responsibilities of individual citizens. They can enter into contracts, lend and

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