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Business Insurance > Business

Does Your Property & Casualty Insurance Protect Your Business Income?

When Superstorm Sandy hit the Eastern Seaboard in October 2012, no one was prepared for the devastation that would ensue.  The storm destroyed thousands of homes and businesses, leaving a total of over $71 billion in damages in its wake. Insured property losses were over $19 billion in the Northeast

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Optimize Your Business Insurance Coverage with a Professional Liability Insurance Policy

As a business owner, you almost certainly have commercial general liability insurance to protect you from financial exposure in the event you are responsible for damages to another party or are sued. These policies provide broad coverage in a wide range of circumstances, from property damage to bodily injury and

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Does Your Business Need Cyber Insurance?

Cybercrime is an ever-increasing threat to businesses across the globe. Once confined to fairly rudimentary hacking attacks, cybercrime today is an increasingly sophisticated effort on the part of a growing international community of criminals to engage in systematic intellectual property theft, business interruption and cyber-extortion. And no one is immune.

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Forming a Corporation? Shield Yourself from Personal Liability by Understanding the Rules

If you are a business owner, you know that forming a corporation shields your personal assets in the event your company goes bankrupt, fails to pay its debts or is sued. What’s more, corporations have all the rights and responsibilities of individual citizens. They can enter into contracts, lend and

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Even Good Employers Need Employment Practices Liability Insurance

If you are like most business owners, you pride yourself on treating your employees well. You pay them fairly, treat them with respect and follow state and federal regulations about wages, overtime, and paid time off.Thus, chances are you feel confident that you will never be the defendant in an

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Does a Home-Based Business Need Business Liability Insurance?

Entrepreneurship is a growing trend in the United States, and today more than ever before many would-be entrepreneurs are deciding that the best place to start their own business is right in their own homes. And why not? Home-based businesses offer low barriers to entry and minimal start-up costs. In

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Be Prepared When Disaster Strikes-A Business Owners Insurance Survival Guide

Most commercial property insurance policies provide some coverage in the event of disasters, such as fires, floods and hurricanes. However, business owners often underestimate their potential losses when buying property insurance or fail to update their coverage as their business grows. As a result, many companies suffer financial losses from

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