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Does Your Business Need Cyber Insurance?

Cybercrime is an ever-increasing threat to businesses across the globe. Once confined to fairly rudimentary hacking attacks, cybercrime today is an increasingly sophisticated effort on the part of a growing international community of criminals to engage in systematic intellectual property theft, business interruption and cyber-extortion. And no one is immune.

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Increasing Traffic Fatalities Highlight Need for Broad Auto Insurance Coverage

Low gas prices and a rebounding economy spell good news for U.S. consumers, but they are wreaking havoc with traffic safety, the National Safety Council reports. Annual traffic fatalities hit 19,000 between January and June of 2015, a 14 percent increase over the same period last year and the highest

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Greater Numbers of U.S. Workers with Health Insurance Report Stable Health Care Costs

Fewer workers with private health insurance are reporting rising health care costs in 2015 than in previous years, according to a September report from the Employee Benefit Research Institute. Based on 1,500 responses to the EBRI/Greenwald & Associates 2015 Health and Voluntary Workplace Benefits Survey, the report indicates that 50 percent

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Forming a Corporation? Shield Yourself from Personal Liability by Understanding the Rules

If you are a business owner, you know that forming a corporation shields your personal assets in the event your company goes bankrupt, fails to pay its debts or is sued. What’s more, corporations have all the rights and responsibilities of individual citizens. They can enter into contracts, lend and

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Why You Need an Umbrella Insurance Policy

If you are like most people, you have heard the term “umbrella insurance” but are not quite sure what it means. Or perhaps you understand the term, but are under the impression that your homeowner’s and automobile insurance policies provide all of the coverage you need. Unfortunately, that is not

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Even Good Employers Need Employment Practices Liability Insurance

If you are like most business owners, you pride yourself on treating your employees well. You pay them fairly, treat them with respect and follow state and federal regulations about wages, overtime, and paid time off.Thus, chances are you feel confident that you will never be the defendant in an

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Does a Home-Based Business Need Business Liability Insurance?

Entrepreneurship is a growing trend in the United States, and today more than ever before many would-be entrepreneurs are deciding that the best place to start their own business is right in their own homes. And why not? Home-based businesses offer low barriers to entry and minimal start-up costs. In

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