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Business Insurance > Articles by: Floyd Arthur

Do You Qualify for an Exemption to the Individual Mandate of the ACA?

As most of us know by now, the “individual mandate” of the Affordable Care Act states that all Americans must have health insurance as of Jan. 1, 2014. This mandate applies to any citizen whose income falls above a designated percentage of the federal poverty limit who is not covered

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Get the Right Kind of Insurance for Food Service Business

If you’re the owner of a food service business, you know that preparing and serving food to the public comes with inherent risks. Not only are food service establishments noisy, chaotic places behind the scenes, there’s a great deal of hustle and bustle in the dining areas as well. Spills,

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Health and Safety Training: A Must for Small Businesses

If you own a small business, health and safety training for your employees may be the furthest thing from your mind. Dealing with daily operations, budgets, payroll, employee issues and  ever-increasing regulatory demands are almost certainly much higher on your list of to-dos. Nevertheless, failing to provide your staff with

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Cyberbullying Insurance Now Available in the U.S.

The Chubb group of insurance companies announced this week that it would begin offering cyberbullying insurance on its Masterpiece Family Protection policies in the United States.  Formerly available only to clients in the United Kingdom and Republic of Ireland, the coverage provides up to $60,000 to help families deal with

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